Credit Bureaus & Reports
The three main credit bureaus are Equifax, TransUnion and Experian. Credit bureaus are nothing more than huge data collection centers. They are supposed to investigate the information creditors provide to them however more often than not this is not happening, It has been reported that as high as 79% of all credit reports contain inaccurate, unverifiable, duplicate or obsolete data. This is costing consumers billions of dollars in higher interest and preventing many from achieving their dreams of owning a home, buying a car or even being promoted to a better paying job.